Independent Insurance
Brokers & Financial Advisers.

Established in 1965, Hart Insurance Brokers are a firm of Insurance Brokers and Independent Financial Advisers.

Our priority is to offer a dynamic professional service through a personal approach and solid, knowledgable advice. Whether you need insurance or financial advice our experts will deliver the optimum solution to fit your business or personal needs. 

Hart are considered to be a trusted partner by many, always striving to meet and exceed your requirements.


We work in partnership with all our business clients, ranging from corporates to sole traders.


We offer a friendly, approachable service to all our private clients, to the highest standards.


We have the expertise and market know-how to provide independent, unbiased advice.

About Hart
Insurance Brokers

Business Combined Insurance is designed for businesses that are exposed to greater risks such as manufacturers, fabricators, wholesalers, warehouses or those who provide services, combining a range of covers in one policy.

Some businesses are exposed to more risks than normal. This could be because of the goods you store or produce, the manual processes involved in your production, specialist tools and equipment or otherwise. 

Business Combined Insurance provides a wide range of covers in a single policy, and this can include: Public and Products Liability; Employers’ Liability; Material Damage; Fire and Perils; All Risks; Business Interruption; Goods in Transit; and Money, with Personal Accident and Assault.

Having all insurance types in a single policy makes administration simpler, with one annual renewal date, and also makes sure there are no gaps or overlaps in cover, as one insurer provides all, helping to keep premiums lower.

Additional benefits include all-round financial protection, a policy that is tailored to your business needs, and a policy that will ensure you meet regulatory and contractual requirements.

Kylemark Workwear has been fortunate enough to get GREAT advise from Alistair and his team since we started in 2001, Many thanks.

Ruaraidh Macleod

After a fire affected our offices, Hart were superb in facillitating the claim process, leaving us to get on with running our business. We couldn't have hoped for a more dilligent and professional approach.

Maurice Glen, Managing Director - Kilpatrick Property Group Ltd

Having dealt with Hart Insurance Brokers on a business and personal level for 20 years I can honestly say that you will not get better service than they provide.

Julian Stark, Director - Kenneth Macleod Travel Ltd

What to expect
from Hart

A series of animated videos, detailing how we can help you with our services and products.